Sending Money to Nubank, Itaú, Bradesco, Santander & Banco do Brasil via Instant PIX (2026)
When you wire USD or EUR to a traditional Brazilian bank using old SWIFT rails, the receiving bank (Itaú, Bradesco, Santander, or Banco do Brasil) charges a flat brokerage fee plus a 3%–5% FX spread—and digital banks like Nubank or Banco Inter don't even accept standard retail SWIFT wires without an intermediary. Routing directly via PIX solves this completely:
🎁 #1 Bank-to-BRL Voucher
Wise: $600 / €550 Fee-Free
0% fee on 1st PIX transfer
⚡ #1 24/7 Crypto-to-BRL
Coinbase: $0 USDC Fee + Bonus
Instant 24/7 BRL settlement
🌍 #1 Multi-Currency App
Revolut: USD/EUR/GBP → BRL
Special invite + $0 weekday FX fee
- 1. Direct PIX Key Deposit (CPF, Email, or Phone) in Under 60 Seconds: When you send with Wise ($600 fee-free first transfer invite) or Revolut, your dollars or euros convert at the mid-market rate and settle via the Central Bank of Brazil's SPI/PIX rail into Nubank, Itaú, Bradesco, Caixa, C6, or Banco do Brasil with R$ 0 receiving fees.
- 2. 24/7 Weekend & Holiday Settlement via Coinbase USDC: Convert USD to USDC with $0 fee on Coinbase and withdraw BRL directly to any Brazilian bank's PIX key in seconds.
- 3. Large Transfers ($10,000+ USD) to Brazilian Bank Accounts: For real estate closings or corporate capital injections requiring a BACEN Contrato de Câmbio at Itaú or Bradesco, use OFX.
Compare live BRL payouts to Nubank, Itaú, Bradesco & Banco do Brasil: